Everyone deserves a second chance—even your auto loan.
Whether your credit has improved or life simply looks different than when you first borrowed, our Auto Rate Reset gives you the opportunity to lower the interest rate on your existing Dutch Point auto loan. No need to refinance, reapply, or start from scratch.
It's a one-time chance to adjust your interest rate—without changing your loan term or monthly payment. Because at Dutch Point, we believe in meeting you where you are—and helping you move forward, one point at a time.
How it works:
- Available for existing Dutch Point auto loans
- Only the interest rate is adjusted—your loan term and payment amount stay the same
- One-time $50 modification fee
- No new application or auto refinancing required
- Quick review with support from our lending team
Interested in seeing if you qualify? Contact us today and we’ll help you take advantage of a lower rate—no new loan, no added stress.
It’s just one more way we help you find your financial point of progress.
*Maximum one rate reduction during the loan term and is subject to a $50 modification fee.