Save with flexibility. Earn 3.75% APY.*
Put your savings to work without putting your options on hold.
Start With Just $1,000
You don’t need a big balance to get started. Open your Freestyle Certificate with just $1,000 and start earning 3.75% APY*.
Add When You Want
Got a bonus? Tax refund? A little extra left over this month? Put it to work with unlimited additional deposits.
Take Out When You Need
Plans change. Life happens. Make up to three penalty-free withdrawals during your 12-month term.
Start With Just $1,000
You don’t need a big balance to get started. Open your Freestyle Certificate with just $1,000 and start earning 3.75% APY*.
Add When You Want
Got a bonus? Tax refund? A little extra left over this month? Put it to work with unlimited additional deposits.
Take Out When You Need
Plans change. Life happens. Make up to three penalty-free withdrawals during your 12-month term.
Save Without Standing Still.
Your savings are there for what’s ahead — whatever that looks like. Freestyle gives you the earning power of a certificate with more room to adjust along the way.
Whether you're building your emergency savings, planning something big, or simply looking for a better place to put money you don't need today, you can keep earning 3.75% APY* without putting every dollar out of reach.
So, What Makes It Freestyle?
A traditional certificate is pretty straightforward: deposit your money, lock it in, and wait.
Freestyle gives you more ways to make your savings work around your life. Have more to save? Add it. Need some back? You have options. All while earning a competitive rate for the 12-month term.
That's the difference — and it's what gives Freestyle its name.
What Are You Saving For?
A rainy day. A big trip. The next home project. Or maybe nothing in particular yet.
You don't need to have the whole plan figured out to make more of the money you've already saved.
Freestyle gives you room for whatever comes next.
* Share Certificate APY assumes dividends are retained in the certificate. Fees may reduce earnings. The Freestyle Certificate is for a 12 month term. The minimum deposit to open is $1,000.00. If the balance falls below $1,000.00 the certificate will be closed. Unlimited deposits may be made during the certificate term. Three (3) penalty-free withdrawals are allowed, afterward a penalty may be imposed for the early withdrawal of principal. The certificate will be automatically renewed to the same type and term at maturity. Certificate Annual Percentage Yield is accurate as of 8/3/2026. Offer is subject to change without notice and may be withdrawn at any time.