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APY = Annual Percentage Yield
*Share Certificate APY assumes dividends are retained in the certificate. A certificate dividend penalty may be imposed for early withdrawal and may affect APY and reduce earnings on the account. To earn the advertised Annual Percentage Yield, a $1,000 minimum balance is required for a Share Certificate and a $500 minimum balance is required for an IRA Certificate. Certificate Annual Percentage Yield is accurate as of 2/2/2026 and available for a limited time only. Certificate will renew at a 9 month term upon maturity and will earn the 9 month rate available on that date.