Loan Rates

Consumer Loan Rates

* APR - ANNUAL PERCENTAGE RATE: "As low as" rates are based on credit history and term selected.

APRs listed include a .26% discount for a loan to value of less than or equal to 80%, or an automatic payment from a Dutch Point Credit Union checking account. Vehicle mileage cannot exceed 125,000 miles. Certain conditions may apply. Rate may not be combined with any other credit union promotions or rate discounts. Existing DPCU loans do not qualify for refinance. Rate, terms and conditions are subject to change without notice. A car loan of $20,000 with a 5-year term at 5.24% APR results in 60 monthly payments of approximately $18.99 per $1,000 borrowed.

2004-2014 vehicle years, vehicle must be titled. APR listed includes a .26% discount for a loan to value of less than or equal to 80%, or an automatic payment from a Dutch Point Credit Union checking account. Vehicles exceeding 125,000 miles will also fall into this loan category. Vehicle loan to value cannot exceed 100%. A Used Auto loan of $20,000 with a 4-year term at 8.24% APR results in 48 monthly payments of approximately $24.54 per $1,000 borrowed.

APR listed includes a .26% discount for a loan to value of less than or equal to 80%, or an automatic payment from a Dutch Point Credit Union checking account. Up to 95% loan to value financing is available. Loan type requires 5% cash down or equivalent trade-in. $25,000 maximum loan amount. A First Time Auto Buyer loan of $25,000 with a 5-year term at 6.24% APR results in 60 monthly payments of approximately $19.45 per $1,000 borrowed.

$50,000 minimum loan amount. $647,200 maximum loan amount. 75% maximum loan to value ratio. No additional rate discounts apply. Dutch Point must be in first lien position. $300 application fee is non-refundable. Loans will be made against your primary residence, 1-4 family homes located in the states of CT, MA and RI. Loans can be made against a second home, however additional conditions will apply. Property insurance is required.

A Fast Track Home Equity loan of $85,000 with an 8-year term at 5.25% APR results in 96 monthly payments of approximately $12.79 per $1,000 borrowed. Payments do not include amounts for taxes and insurance premiums; if applicable, the actual payment obligation will be greater.

APRs listed include a .25% discount for Dutch Point Credit Union being in first lienholder position. $10,000 minimum loan amount and $150,000 maximum loan amount for terms up to 180 months with loan to value up to 80%. $50,000 minimum loan amount and $350,000 maximum loan amount for terms 181-240 months with loan to value up to 75%. Loans will be made against your primary residence, 1-4 family homes located in the states of CT, MA and RI. Loans can be made against a second home, however additional conditions will apply. Property insurance is required.

A Home Equity loan of $25,000 with a 5-year term at 5.49% APR results in 60 monthly payments of approximately $19.10 per $1,000 borrowed. Payments do not include amounts for taxes and insurance premiums; if applicable, the actual payment obligation will be greater.

APRs listed include a .25% discount for Dutch Point Credit Union being in first lienholder position. $10,000 minimum loan amount. $50,000 maximum loan amount. Loans will be made against your primary residence, 1-4 family homes located in the states of CT, MA and RI. Loans can be made against a second home, however additional conditions will apply. Property insurance is required.

A Home Equity loan of $25,000 with a 5-year term at 6.75% APR results in 60 monthly payments of approximately $19.69 per $1,000 borrowed. Payments do not include amounts for taxes and insurance premiums; if applicable, the actual payment obligation will be greater.

Maximum loan amount conditions and loan to value conditions may apply. $10,000 minimum loan amount. $350,000 maximum loan amount. Loans will be made against your primary residence, 1-4 family homes located in the states of CT, MA and RI. Loans can be made against a second home, however additional conditions will apply. Property insurance is required. Home Equity Lines of Credit are variable rate loans. Your rate may vary and will be based on the Wall Street Journal Prime Rate, but it will not exceed 18.00% APR or be less than 3.25% APR. $50 inactivity fee will be assessed when there is no financial activity in a 12 month period.

$10,000 minimum loan amount. $350,000 maximum loan amount. 80% maximum loan to value ratio. Dutch Point must be in first lien position. Loans will be made against your primary residence, 1-4 family homes located in the states of CT, MA and RI. Loans can be made against a second home, however additional conditions will apply. Property insurance is required. Home Equity Lines of Credit are variable rate loans. Your rate may vary and will be based on the Wall Street Journal Prime Rate minus 0.25%, but it will not exceed 18.00% APR or be less than 3.25% APR. $50 inactivity fee will be assessed when there is no financial activity in a 12 month period.

Minimum loan amount conditions apply for 61 to 84 month loan terms. A Personal Loan of $15,000 with a 5-year term at 9.99% APR results in 60 monthly payments of approximately $21.25 per $1,000 borrowed.

Minimum loan amount conditions apply for 61 to 84 month loan terms. $30,000 maximum loan amount. Certain conditions and restrictions may apply. A Home Improvement loan of $10,000 with a 5-year term at 7.99% APR results in 60 monthly payments of approximately $20.28 per $1,000 borrowed.

$15,000 maximum loan amount. $50 annual fee.

Up to 100% loan to value financing is available. Certain conditions and restrictions may apply. A Motorcycle loan of $10,000 with a 5-year term at 8.49% APR results in 60 monthly payments of approximately $20.52 per $1,000 borrowed.

Recreational Vehicle must be a 2013 or newer model year. Certain conditions and restrictions may apply. A Recreational Vehicle loan of $20,000 with a 5-year term at 8.49% APR results in 60 monthly payments of approximately $20.52 per $1,000 borrowed.

$2,000 maximum loan amount. Checking account is required. $10 annual fee.

A Share Secured loan of $10,000 with a 5-year term at 3.02% APR results in 60 monthly payments of approximately $17.98 per $1,000 borrowed.

A Certificate Secured loan of $5,000 with a 2-year term at 3.45% APR results in 24 monthly payments of approximately $43.19 per $1,000 borrowed.

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