Welcome to your complete mortgage lending solution center. Whether you are buying your first home, moving up to your dream home, or refinancing a mortgage from another lender, we can help.

Apply for a low-rate mortgage with Dutch Point Credit Union. Put as little as 3% down to buy your next home. 

EXCLUSIVE OFFER: For a limited time only, we are offering a $1,000 closing cost credit* for qualifying mortgages!


Maybe it's the front porch, the big yard, or the pool out back. Maybe it's the spacious floor plan or the view from the bedroom window. We each have a vision of what our ideal home looks like. When you finally find your ideal home, we can help you make it your own.

Thanks to our partnership with Members Mortgage, you will experience a home financing process that is efficient, stress-free, and provides you with cost-effective solutions.

  • A hassle-free online application process can provide you with a decision in minutes
  • Seasoned mortgage professionals will help you secure competitive mortgage rates and terms that satisfy your needs
  • Low down payment options and no hidden fees will save you money and keep the mortgage process simple
  • Special programs with customized solutions are available for first-time home buyers

Your home buying process should be easy and painless. Our CT mortgage professionals are trained to provide you with the most reliable and efficient service possible, so you can stop worrying about your financing needs and get back to thinking about how you'll make your new house a home.

Apply for a mortgage online, use our helpful mortgage calculators, give us a call or text us at 860-563-2617, or visit one of our Wethersfield, Newington, Berlin, Bloomfield, Niantic, or Middletown, CT locations.


Deciding whether or not to refinance your home can sometimes be a big decision. Together with Members Mortgage, we'll work with you to determine if refinancing is the right option for you. We'll also evaluate your financial situation and provide you with a solution that will maximize your savings and give you the best value.

Today's historically low mortgage rates provide you with the opportunity to save money on your most valuable asset. Other reasons to consider a refinance include:

  • Lower monthly payments: Extending your term or lowering your rate can reduce your monthly expenses
  • Switch from adjustable rate to fixed rate: Eliminate concerns about your variable loan agreement and lock in a manageable rate, payment and term
  • Consolidate debt or gain access to equity: You can use the equity in your home to pay off current obligations and lump them into your new mortgage loan, saving you money and giving you one convenient monthly payment

Borrow smarter and save smarter thanks to a mortgage refinance. Our CT home loan professionals will make the refinance process simple and convenient so you can start saving faster and accomplish your financial goals easier.

Refinance your mortgage onlinegive us a call or text us at 860-563-2617, or visit one of our WethersfieldNewingtonBerlinBloomfieldNiantic, or Middletown, CT locations.

Consult a tax advisor for further information regarding the deductibility of interest and charges.

*To qualify for $1,000 closing cost credit, home purchase must be greater than $150,000 and application must be submitted by November 30, 2023. Minimum loan amount is $100,000 and maximum loan amount is $726,200. Terms up to 30 years. Loans secured by 1-2 family homes, condominiums and PUDs located in the states of CT, MA and RI. Property insurance is required. Title insurance is required. If applicable, flood insurance is required. Dutch Point Credit Union membership is required with a $5.00 savings account. This offer may be withdrawn at any time without notice. We do business in accordance with the Fair Housing Act and the Equal Credit Opportunity Act. NMLS #466823. Our Mortgage Partner: Members Mortgage Company, Inc., NMLS ML#3292 / MA Mortgage Lender, #1292, DC #0448 / I #96000619LL / CT #6249 / ME #SLM3178 / FL #MLD1511 / NH #5443-MB / Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, CA #41DBO-72710. #23-09

the Dutch Point difference

As first-time home buyers, we were very impressed with the helpful staff to guide us through the process. We like the individual attention we receive at Dutch Point, which drew us to the smaller, community financial institution. Thanks to everyone's efforts, we will be closing on our new home soon! Christy and Kevin M., Members Since 2012
View More

At Dutch Point, it's all about you. We empower you to make financial decisions that are right for you. We pledge to help you meet and exceed your financial goals through all the stages of your life.