Free credit monitoring at your fingertips
Review your credit score and report
Receive monitoring alerts
Learn what impacts your score
Access money-saving offers
Dutch Point Credit Union makes it easy for you to view and monitor your credit score and report with SavvyMoney. You'll have instant access to your credit score, credit report, personalized money-saving offers, and financial education tips on how to improve your score or maintain an already great score.
SavvyMoney is available in Digital Banking and is completely free for you to use. Simply log in and click on My Credit Score in the navigation menu.
Don't use Digital Banking? Enroll today and gain immediate access to SavvyMoney.
SavvyMoney is a comprehensive Credit Score and Report program offered by Dutch Point that helps you stay on top of your credit. You get your latest credit score and report, an understanding of key factors that impact the score, and can see the most up to date offers that can help reduce your interest costs or lower your monthly payments. With this program, you always know where you stand with your credit and how we can help save you money.
SavvyMoney also monitors your credit report daily and informs you through Digital Banking and by email if there are any big changes detected such as: a new account being opened, change in address or employment, a delinquency has been reported or an inquiry has been made. Monitoring helps users keep an eye out for identity theft.
The Score Simulator is an interactive tool that allows you to select various actions you may take and see how your score could be affected. Different actions, like paying off a credit card balance might make your score move up or down. Just like checking your credit score through SavvyMoney, using the simulator does not affect your actual credit score.
As long as you regularly access Digital Banking, your credit score will be updated every 7-days. You also have the ability to refresh your credit score and full credit report every 24-hours by clicking “Refresh Score” on the detailed Credit Score Dashboard.