Student Loans

Zero origination fees, lower student loan rates and flexible repayment terms - a better way to pay for college.


Loans For College
A college education can open doors to job opportunities, but it also comes with a hefty price tag. That's why we've partnered with Credit Union Student Choice to offer loans for college students. Private Student Loans give students and families another way to pay for college whether it's in Connecticut or out-of-state, and fill funding gaps that rising tuition and federal aid can leave behind.

Our Credit Union Student Loan provides the additional funds you need and features you want, including:

  • Zero origination or prepayment fees
  • Lower education loan interest rates
  • Easy online application and approval process
  • Deferment of principal and interest while in school
  • Flexible repayment terms including graduated repayment for two years
  • Convenient line of credit structure that lets you apply once and secure financing for your entire college career*


Student Loan Consolidation and Refinance 
Credit Union Student Choice also offers a Refinance Student Loan solution for college graduates looking to simplify their life and amplify their funds. If you are in grace or repayment on one or more private or federal student loans, we can help make your loan repayment less stressful. With our Student Choice Loan Refinance solution, you can refinance** and consolidate your existing student loans into one convenient loan with a local lender you can trust. Plus, we're giving you $250 when you refinance!***

You may be a good candidate for refinancing your student loans if:

  • You're paying a high interest rate on your loans
  • You have multiple private student loans and/or higher rate federal loans
  • You have a good credit history or a strong co-signer


Educational Website and Easy Application Process 
Our Student Choice website provides you with the tools and educational resources needed to make a smart decision when financing college. You'll find articles about choosing a college, the financial aid process, easy-to-use calculators, glossary of common terms, a scholarship search tool, and a simple online application process.

Whether you're a parent, student, or college graduate entering loan repayment, Student Choice's National Webinar Series covers a variety of topics to help you navigate the necessary steps to make smart decisions about paying for college - and beyond. Visit our Events Calendar to see if a live event is happening soon, or visit the Student Choice website to view past recorded webinars at your leisure.


We look forward to helping you as you enter the next stage of your life. Apply for a student loan onlinegive us a call or text us at 860-563-2617, or visit one of our Wethersfield, Newington, Berlin, Bloomfield, West Hartford, Niantic, or Middletown, CT locations.

* Subject to qualification and annual credit review.

** Remember, if you refinance federal student loans, you may lose certain borrower benefits from your original loans. These may include interest rate reductions, principal rebates, or some cancellation benefits that can significantly reduce the cost of repaying your loans.

*** View offer disclosures at: NOTE: If you have federal student loans, before
refinancing make sure to visit to educate yourself about the latest benefits related to federal student loan repayment
and potential debt cancellation. All loans subject to credit qualifications and additional criteria, including graduating from an approved
school. Federally insured by the NCUA. Dutch Point Credit Union membership is required with a $5.00 savings account.

At Dutch Point, it's all about you. We empower you to make financial decisions that are right for you. We pledge to help you meet and exceed your financial goals through all the stages of your life.