Personal Loans

We know life can bring on planned or unexpected expenses. Whatever comes your way, your credit union is here to help.

Needs come in all shapes and sizes. Maybe it's time to take that vacation you've been dreaming about, buy the furniture you've been eyeing for weeks, or upgrade your computer to the latest model. Maybe you're looking to improve your financial portfolio by consolidating debt into one comfortable payment. These are just some of the things you can do with a personal loan.

You might be a planner and  prepared for your next steps, but then life throws you a curve ball and your path takes a detour. Our personal loans can help you bounce back from the unexpected and provide you with the support you need at the time you need it most.

We make it easy to help you pay for the things that matter to you, in good times and difficult ones.

Personal Loans provide you with:

  • Competitive personal loan interest rates and flexible terms to fit your budget
  • Quick local decision-making to give you access to your money faster
  • No prepayment penalties so you can pay off your loan when you want, without the worry of fees or service charges

We offer additional Personal Loan types for other, more unique situations.

Home Improvement Loan

Turn remodeling into a reality. Our Home Improvement Loan is designed to offer you alternative financing at a low rate. Increase the value of your home without tapping into your home's equity.

Freedom Line of Credit Loan

This unique line of credit loan option offers you the convenience and flexibility to borrow what you need when you need it, along with a low fixed rate. Gain financial freedom knowing you can enjoy easy access to a reusable source of funds for expected or unexpected expenses, large purchases, or other life events.

Share Secured and Certificate Secured Loans

Whether you are just establishing credit and learning about financial responsibility, or you're looking to rebuild your credit and get back on track, our Secured Loan options can lead you on the path to financial wellness.

Apply for a personal loan onlinegive us a call or text us at 860-563-2617, or visit one of our Wethersfield, Newington, Berlin, Bloomfield, West Hartford, Niantic, or Middletown, CT locations.

the Dutch Point difference

Dutch Point is the best place to take out loans! The rates are competitive, and everything is easy and convenient. Wilma C., Member Since 1993
When we needed a loan, Dutch Point went above and beyond to find ways to save us more money! That's what I call customer service! Allyson M., Member Since 2009
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At Dutch Point, it's all about you. We empower you to make financial decisions that are right for you. We pledge to help you meet and exceed your financial goals through all the stages of your life.