Mortgage Solutions and Specials

Home buyers and refinancers: Mortgage rates have fallen below 4%,
their lowest point in 92** weeks!

Top 3 reasons to get your mortgage with Dutch Point:


1. Save Money - If you are a first-time home buyer, we can help! First-time home buyers may be eligible for a $500* closing cost credit.

2. Very Low Mortgage Interest Rates - This means that home loans are very affordable! In some areas, your mortgage payment could be less than your rent!

3. Gain Freedom - Owning a home gives you the freedom to enjoy your house any way you choose. Want to redecorate the living space or turn a bedroom into a game room? Do your thing. Want to remodel the kitchen or create your very own backyard oasis? You make the call and you can enjoy it all.

We partner with Members Mortgage and with their fast approval process you can get pre-approved in about 15 minutes through MortgageClick. We make it simple for you to apply for a mortgage -- anytime, anywhere...24 hours a day, 7 days a week.

Apply online today or call 866-370-3910 to learn more.

Mortgage Qualifier Calculator

Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Minimum loan amount is $100,000 and maximum loan amount is $453,100. Terms up to 30 years.  Loans secured by 1-2 family homes, condominiums and PUDs located in the states of CT, MA and RI. Property insurance is required. Title insurance is required. If applicable, flood insurance is required. Dutch Point Credit Union membership is required. We do business in accordance with the Fair Housing Act and the Equal Credit Opportunity Act.  NMLS #466823. 
* $500 closing cost credit is available to first-time home buyers only. An individual is considered a first-time home buyer if they meet the following criteria: (1) he or she is the purchaser of the prop-erty, (2) he or she will reside in the property, and (3) he or she has had no ownership interest (sole or joint) in a residential property during the three-year period preceding the date of the purchase of the property.  $500 closing cost credit may be withdrawn at anytime without notice. 
** Published by Bankrate on June 19, 2019.
Our Mortgage Partner: Members Mortgage Company, Inc., NMLS #1292 | MA Mortgage Lender #1292, DC #0448 | RI #96000619LL | CT #6249 | ME #SLM3178 | FL #MLD1511 | NH #5443-MB | CA #41DBO-72710. Licensed by the New Hampshire Banking Division.

Service, Convenience, Value

At Dutch Point, it's all about you. We empower you to make financial decisions that are right for you. We pledge to help you meet and exceed your financial goals through all the stages of your life.