First Lien Position Home Equity Line of Credit

Take advantage of a discounted rate when Dutch Point is in first lien position on your property.


Get more for less. Get prime minus 0.25% for life!

A Home Equity Line of Credit is designed to help you improve your personal liquidity by putting you in charge of ongoing needs. This loan option might be the best fit when you owe little or nothing on your mortgage and are looking for cash availability when it's convenient for you.

A HELOC is flexible and personalized to your needs, since you can use your loan when you want, where you want, and however you want.

  • Take advantage of a discounted HELOC rate when Dutch Point is in first lien position on your property 
  • Enjoy flexibility - use your loan when you want, where you want, and however you want
  • Keep more money in your pocket not paying for points, closing costs or annual fees

Our local, in-house home equity consultants provide you with quick loan decisions and easy access when you have questions. Feel confident knowing you have access to someone nearby you can trust who has your best interests in mind.

Apply for a Home Equity Line of Credit onlinegive us a call or text us at 860-563-2617, or visit one of our Wethersfield, Newington, Berlin, Bloomfield, West Hartford, Niantic, or Middletown, CT locations.

Consult a tax advisor for further information regarding the deductibility of interest and charges.


$10,000 minimum loan amount. $350,000 maximum loan amount. 80% maximum loan to value ratio. Dutch Point must be in first lien position. Loans will be made against your primary residence, 1-4 family homes located in the states of CT, MA and RI. Loans can be made against a second home; however, additional conditions will apply. Property insurance is required. Home Equity Lines of Credit are variable rate loans. Your rate may vary and will be based on the Wall Street Journal Prime Rate minus 0.25%, but it will not exceed 18.00% APR or be less than 3.25% APR. $50 inactivity fee will be assessed when there is no financial activity in a 12 month period.

At Dutch Point, it's all about you. We empower you to make financial decisions that are right for you. We pledge to help you meet and exceed your financial goals through all the stages of your life.