A Home Equity Line of Credit is flexible and personalized to your needs, since you can use your loan when you want, where you want, and however you want.
Our Home Equity Line of Credit is the perfect fit for:
- Debt Consolidation
- Unexpected or Planned Expenses
- School Tuition
- Home Improvements or Repairs
- Special Events
- Family Vacation
DPCU home equity loans have many options, including local servicing, no closing costs, no appraisal costs, no application fees, and no prepayment penalties!
What can a Home Equity Line of Credit do for you? Make it your special day and find out today!
Apply today online, give us a call, or visit one of our Wethersfield, Newington, Berlin, Bloomfield, West Hartford, Niantic, or Middletown, CT locations.
* Rate is a variable rate and based on Prime. Prime may change monthly and rate will reprice with Prime. Rate will not exceed 18.00% APR. As of 3/1/2019, Prime Rate is 5.50% as published in the Wall Street Journal. Minimum LOC amount of $10,000 and maximum LOC amount of $150,000. No minimum advance for new money. A $10,000 minimum advance of new money required for existing DPCU refinanced Home Equity LOCs. On 4/1/2020 rate reverts to Prime with a floor of 3.25%. This promotion expires 6/30/2019. 80% LTV required for 1-4 family homes, and 75% LTV for condominiums. $50 inactivity fee will be assessed when there is no financial activity in a 12 month period. Loans can be made against a second home; however, additional conditions will apply. Homeowners’ insurance is required and flood and title insurance may be required. Certain conditions and restrictions may apply. May not be combined with any other credit union promotions or discounts. NMLS#466823. We do business in accordance with the Fair Housing Act and the Equal Credit Opportunity Act. Federally insured by NCUA. Membership in Dutch Point Credit Union is required.
Consult a tax advisor for further information regarding the deductibility of interest and charges.