Save money with our lowest rate and no annual fee.
Variable rate as low at 7.25% APR*
No annual fee
No balance transfer fees
Features & Benefits
Having a Dutch Point Credit Union Essential Card can result in big savings on both new purchases as well as existing balance transfers. If you carry a balance from month to month, a lower credit card rate leads to lower finance charges and the opportunity to pay off your balance faster. Plus, you'll save even more money thanks to no annual fees. That all adds up to less money spent on interest and charges, and more to spend - or save - how you want.
Do you have other credit cards with higher interest rates? If so, it's easy to transfer balances to your Essential Card and save. And the best part is you'll enjoy no balance transfer fees.
Get a lower interest rate and greater control of your finances with our Essential Low-Rate Visa Card.
Other Essential Card features include:
- Auto Rental Collision Damage Waiver
- Travel and Emergency Assistance Services
- Travel Accident Insurance
- Baggage Delay Insurance
- Zero Liability Fraud Protection
- Automated Fraud Alerts Text Messages - our new, automated system can identify threats faster, notify you sooner and equip you with the tools you need to take immediate action against suspected fraud.
- Set up mobile wallets with Apple Pay, Google Pay, Samsung Pay, Fitbit Pay and Garmin Pay