Auto Refinance

Reset your rate and save money! Refinance your car loan with Dutch Point Credit Union and save up to 2%* on your current auto loan rate, PLUS enjoy no payments for up to 90 days!


Not happy with the auto loan rate at your current lender? Smiling is guaranteed when you drive your high rate loan to us and get a lower rate - up to 2%* LOWER! 

This could mean substantial savings for your monthly car loan payment! 

When you drive away with a DPCU auto loan you drive away with:

  • Lower rate by up to 2%*
  • Lower monthly payment
  • No payments for up to 90 days
  • 125% financing available
  • Local CT service

Use our refinance savings calculator to see how much auto refinancing could save you month to month.

Auto Loans at Dutch Point include:

  • Unique Terms: We build you an affordable loan package that works for you.
  • Competitive Car Loan Rates: Save money and make refinancing a winning experience.
  • No Pre-Payment Penalties: Pay off your loan when you want, without the worry of fees or service charges.
  • Payment Options: You can make payments on your own, or we can make payments for you!
  • Protection Choices: Accidents happen. We offer several loan protection options that give you comfort in your time of need, including Life and Disability Protection, GAP Insurance, and Mechanical Repair Coverage.
  • Convenient Closing: Visit a branch to close or sign your documents electronically. Choose what fits best into your busy schedule.

Reset your rate today! Apply for a refinance loan onlinegive us a call or text us at 860-563-2617, schedule an appointment, or visit one of our Wethersfield, Newington, Berlin, Bloomfield, West Hartford, Niantic, or Middletown, CT locations.


*APR - ANNUAL PERCENTAGE RATE. Rate available as low as and based on credit history and term selected. Rate as low as 2.74% for vehicles with 2014-2023 model years. An auto loan of $20,000 with a 5-year term at 2.74% APR results in 60 monthly payments of approximately $17.86 per $1,000 borrowed. 2013 and older model year rates and terms are available. Up to 125% loan to value financing is available. No payment due for up to the first 90 days, however interest accrues during this time. A re-titling fee specific to the state where the vehicle is titled will be required. Rate promotion available for a limited time only. Certain conditions and restrictions may apply. Existing DPCU loans do not qualify for refinance. A shorter term than what you currently have may not lower your monthly payment.

the Dutch Point difference

Thank you for helping me refinance my auto loan to save me money. I got a lower monthly payment and I'm saving over $1,000 in interest over my loan term!

Kevin W., Member Since 2018
I was able to take advantage of Dutch Point's low auto loan rates to refinance my existing loan. I was able to not only save $24 per month on my payment, but also keep my same remaining term with a lower rate, and leave with a fully protected loan. I never even had to visit a branch - the process was smooth and easy. Paul T., Member Since 2019
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At Dutch Point, it's all about you. We empower you to make financial decisions that are right for you. We pledge to help you meet and exceed your financial goals through all the stages of your life.