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Unlock your home's potential and fund your dreams
No closing costs
Low home equity loan rates
Flexible term options
A Fixed Home Equity Loan provides structure, simplicity and convenience. A stable monthly payment and fixed rate mean you won't have to worry about changes happening when you least expect them.
Whether you're looking to spruce up your home, buy a new car, pay for a wedding, or consolidate debt, a Fixed Home Equity Loan can help you achieve your goals.
APR - ANNUAL PERCENTAGE RATE. APR listed includes a .25% discount for Dutch Point Credit Union being in first lienholder position. $10,000 minimum loan amount and $150,000 maximum loan amount for terms up to 180 months with loan to value up to 80%. $50,000 minimum loan amount and $350,000 maximum loan amount for terms 181-240 months with loan to value up to 75%. Loans will be made against your primary residence, 1-4 family homes located in the states of CT, MA and RI. Loans can be made against a second home, however additional conditions will apply. Property insurance is required. A Home Equity loan of $25,000 with a 5-year term at 5.49% APR results in 60 monthly payments of approximately $19.10 per $1,000 borrowed. Payments do not include amounts for taxes and insurance premiums; if applicable, the actual payment obligation will be greater.