Convertible First Lien Position Home Equity Line of Credit

Get more for less. Get prime minus 0.25% for life!

Discounted rate

Flexible to use

Only pay when you owe

With a Home Equity Line of Credit (HELOC), you can improve your personal liquidity and have the freedom to use the loan whenever and however you need it. Benefit from a discounted rate when there are no other loans on your property, while keeping more money in your pocket by avoiding points, closing costs, and annual fees. 

Our local, in-house home equity consultants will provide quick loan decisions and trustworthy support, ensuring your best interests are always a priority. Feel confident knowing you have easy access to lending experts who understand your unique needs.

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Financial flexibility at your fingertips
Enjoy spending power with cash back, redeemable rewards points, and lower interest rates.

Apply for a loan online, give us a call, text us at 860-563-2617,or schedule an appointment, or visit one of our Wethersfield, Newington, Berlin, Bloomfield, Niantic, or Middletown, CT locations to learn more.

$10,000 minimum loan amount. $350,000 maximum loan amount. 80% maximum loan to value ratio. Dutch Point must be in first lien position. Loans will be made against your primary residence, 1-4 family homes located in the states of CT, MA and RI. Loans can be made against a second home, however additional conditions will apply. Property insurance is required. Home Equity Lines of Credit are variable rate loans. Your rate may vary and will be based on the Wall Street Journal Prime Rate minus 0.25%, but it will not exceed 18.00% APR or be less than 3.25% APR. $50 inactivity fee will be assessed when there is no financial activity in a 12 month period.