New & Used Auto Purchase

Better Rates, Better Journeys: Car Loan Rates as Low as 4.99% APR*

Customized terms to fit your budget

Competitive rates to save money

No prepayment penalties 

Convenient closings, either in-branch or online

Get peace of mind.

Save money with competitive loan rates, and protect your investment with loan options such as Payment Protection and GAP Insurance.

Buying a car is a significant milestone, and at Dutch Point Credit Union, we make the experience exceptional. We understand that your vehicle is a crucial part of your life, so we offer not only great value and reliability but also an unparalleled car-buying journey. Our auto loans come with competitive rates, ensuring you save money, and our friendly team is always here to assist you every step of the way.

Whether you're purchasing a new or used vehicle or looking to refinance an existing loan from another institution, we're here to provide you with the best options. With our local, in-house processing, you'll enjoy a quick response and decision, making your car-buying experience smooth and hassle-free. Choose Dutch Point Credit Union for a car-buying experience that stands out from the rest.

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Reach your goals with financial flexibility
Our Personal Loans help you pay for the things that matter to you, in good times and difficult ones.

Apply for a loan online, give us a call, text us at 860-563-2617,or schedule an appointment, or visit one of our Wethersfield, Newington, Berlin, Bloomfield, Niantic, or Middletown, CT locations to learn more.

APRs listed include a .26% discount for a loan to value of less than or equal to 80%, or an automatic payment from a Dutch Point Credit Union checking account. Vehicle mileage cannot exceed 10,000 miles and vehicle must be a 2024-2026 model year to qualify for the New Auto Loan rates. Certain conditions may apply. Rate may not be combined with any other credit union promotions or rate discounts. Existing DPCU loans do not qualify for refinance. Rate, terms and conditions are subject to change without notice. A new car loan of $20,000 with a 5-year term at  4.99%  APR results in 60 monthly payments of approximately $18.87 per $1,000 borrowed.