Save money with a lower rate.
Saving up to 2%* on your current auto loan rate means more money in your pocket.
Reset your rate and save money!
Save up to 2%* on your current rate
No payments for up to 90 days
Local service you can trust
At Dutch Point Credit Union, we're all about saving you money. We also know your time is valuable. That's why refinancing your auto loan with us checks all the boxes. We'll help you save up to 2%* off your existing car loan rate while doing most of the work for you. You'll have peace of mind knowing your loan is serviced locally by a dedicated team of specialists, ready to help you in any way. You'll also gain access to several loan protection options, including Payment Protection and GAP Insurance, to help you handle what life may bring down the road.
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*APR - ANNUAL PERCENTAGE RATE. Rate available as low as and based on credit history and term selected. Rate as low as 5.50% APR for vehicles with 2015-2024 model years. An auto loan of $20,000 with a 5-year term at 5.50% APR results in 60 monthly payments of approximately $19.11 per $1,000 borrowed. 2014 and older model year rates and terms are available. Up to 125% loan to value financing is available. No payment due for up to the first 90 days, however interest accrues during this time. A re-titling fee specific to the state where the vehicle is titled will be required. Rate promotion available for a limited time only. Certain conditions and restrictions may apply. Existing DPCU loans do not qualify for refinance. A shorter term than what you currently have may not lower your monthly payment.