Savings

As a member-owner of Dutch Point, you automatically receive a Primary Savings account. Other exciting savings options are also available. Effective savings habits are key to financial stability. Choose the right product that leads you toward your goals.

What are you saving for? Are you looking to make budgeting easier? Special Purpose Savings Accounts help you manage your finances on your terms and allow you to pay yourself first.

Whether you want to allocate for household expenses, the vacation of a lifetime, or the new car you've always dreamed of, Special Purpose Savings accounts can help you save automatically and budget appropriately. You can even personalize each Special Purpose Savings account by naming it whatever you want.

  • Earn money with competitive rates
  • Low minimum deposit amount of just $5.00
  • Withdraw funds at any time without penalty
  • Save automatically by funding with direct deposit

Make saving a priority and pay yourself first. Special Purpose Savings accounts can help you build a strong financial foundation.

Holiday Club Accounts are also available so you can set aside funds for the holidays. The earlier in the year you begin a Holiday Club, the more you'll have saved up to spend! Put a little away with each paycheck and avoid high-interest credit card debt that can come along with holiday spending.

Money Market accounts provide the flexibility of a savings account, but yield higher dividends. Maintain access to your money while earning dividends that increase as your balance increases. Let your savings work harder for you with one of our Money Market accounts.

Maxi Money Market Account

  • Earn premium dividends with as little as $2,500
  • Enjoy penalty-free withdrawals
  • Tiered rate structure means you earn more as your balance increases

25 Karat Money Market Account

  • Earn dividends beginning on the first $.01
  • Rest easy knowing you have access to your money with penalty-free withdrawals
  • Tiered rate structure will pay you more as you save more

Save to Win reinvents the way you think about traditional savings products. It's an innovative savings program designed to reward you for saving money. The more you save, the more chances you have to win!

Here's how Save to Win works:

  • Request a Save to Win certificate account and make an opening deposit of at least $25
  • Your initial deposit is your first entry into the monthly prize drawings
  • Every time you make an additional deposit and your balance increases by $25 you'll earn an entry into the monthly prize drawings
  • Up to 10 prize entries may be submitted per month
  • Monthly prizes totaling up to $3,750 will be awarded
  • Quarterly prize drawings give you the chance to win up to $5,000!
  • Save to Win accounts are opened as a 12-month certificate term

The real prize from Save to Win is the savings account you build with regular deposits, but the monthly and quarterly prize drawings help sweeten the pot and encourage you to save more! With a Save to Win account, you have nothing to lose and everything to win.

Browse the official rules* for complete details.

  

 Delores Save To Win

 Congratulations to Delores, our latest Save to Win monthly prize winner!

 

 

*This page contains link(s) to a third party site. We are not responsible for any content or information posted to this external web site. Dutch Point Credit Union is not responsible for, nor do we represent you or the External web site if you enter into any agreements. Privacy and Security policies may differ between our web site and this external site.

Service, Convenience, Value

At Dutch Point, it's all about you. We empower you to make financial decisions that are right for you. We pledge to help you meet and exceed your financial goals through all the stages of your life.