Start saving on your own schedule.
Safe, Secure, Rewarding.
Low minimum balance requirement
Secure your financial future with a Share Certificate at Dutch Point Credit Union. Experience the peace of mind knowing that your investments are safe, insured up to $250,000, and guaranteed to provide you with rewarding returns. With flexible terms and a minimum balance of just $1,000, you can confidently build a strong financial foundation and watch your savings grow with us.
Choose a certificate that meets your needs.
- Enjoy up to 3 penalty-free withdrawals
- Make unlimited deposits either online or in person
- Earn a competitive rate of return
- Lock in your funds for a dedicated rate and term
- Watch your money work for you as it earns dividends
- NCUA insurance protects your hard-earned investments
*Annual Percentage Yield. Share Certificate APY assumes dividends are retained in the certificate. Fees may reduce earnings. The Freestyle Certificate is for a 12 month term. The minimum deposit to open is $5,000.00. If the balance falls below $5,000.00 the certificate will be closed. Unlimited deposits may be made during the certificate term not to exceed a maximum balance of $500,000.00. Three (3) penalty-free withdrawals are allowed, afterward a penalty may be imposed for the early withdrawal of principal. The certificate will be automatically renewed to the same type and term at maturity.
For all other Certificates, $1,000 minimum balance is required to earn dividends, except for Youth Certificates which is $500, Save to Win Certificates which is $25, and Jumbo Certificates which is $100,000. Share Certificate APY assumes dividends are retained in the certificate. A certificate dividend penalty will be imposed for early withdrawal and will affect APY*; fees may reduce earnings. Rates are fixed for the term of the share certificate.