Certificates

Safe, Secure, Rewarding.

Flexible terms

Low minimum balance requirement

Competitive rates

Certificates offer a secure and rewarding way to grow your savings with guaranteed returns.

Start saving on your own schedule.

Secure your financial future with a Share Certificate at Dutch Point Credit Union. Experience the peace of mind knowing that your investments are safe, insured up to $250,000, and guaranteed to provide you with rewarding returns. With flexible terms and a minimum balance of just $1,000, you can confidently build a strong financial foundation and watch your savings grow with us.

 

Choose a certificate that meets your needs.

NEW: Freestyle Certificate
Earn higher returns with less restrictions.
  • Enjoy up to 3 penalty-free withdrawals
  • Make unlimited deposits either online or in person
  • Earn a competitive rate of return
Traditional Certificate
Enjoy peace of mind as your savings safely grows.
  • Lock in your funds for a dedicated rate and term
  • Watch your money work for you as it earns dividends
  • NCUA insurance protects your hard-earned investments
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Checking accounts to fit your lifestyle
Get the checking account features you want most, with all the service, trust, convenience and value you deserve.

Open an account online, give us a call, text us at 860-563-2617, schedule an appointment, or visit one of Wethersfield, Newington, Berlin, Bloomfield, Niantic, or Middletown, CT locations to learn more.

*Annual Percentage Yield. Share Certificate APY assumes dividends are retained in the certificate. Fees may reduce earnings. The Freestyle Certificate is for a 12 month term. The minimum deposit to open is $5,000.00. If the balance falls below $5,000.00 the certificate will be closed. Unlimited deposits may be made during the certificate term not to exceed a maximum balance of $500,000.00. Three (3) penalty-free withdrawals are allowed, afterward a penalty may be imposed for the early withdrawal of principal. The certificate will be automatically renewed to the same type and term at maturity. 

For all other Certificates, $1,000 minimum balance is required to earn dividends, except for Youth Certificates which is $500, Save to Win Certificates which is $25, and Jumbo Certificates which is $100,000. Share Certificate APY assumes dividends are retained in the certificate. A certificate dividend penalty will be imposed for early withdrawal and will affect APY*; fees may reduce earnings. Rates are fixed for the term of the share certificate.