Mortgages & Home Equity

Whether you're buying your first home, you want to refinance, or use the equity in your home, Dutch Point offers fast, simple, step-by-step options.

Mortgages

  • Purchase or refinance
  • First-time homebuyer, second home or investment property
  • Fixed or adjustable rate mortgages
  • Conventional - 15 year, 30 year
  • 80%, 90% and 100% LTV
  • Many term options available 
  • Available with no points
  • Hassle free application process
  • Online pre-approval within minutes
  • Real estate services
  • Members homeowner insurance

 

Reverse Mortgages

  • For homeowners age 62 and older
  • Turn the equity in your home into cash
  • Lifetime use of your home without monthly payments
  • No income qualification
  • No monthly mortgage payment
  • Proceeds and equity are tax-free

We also offer home equity loan options to make your home improvement needs, debt consolidation, tuition costs or medical expenses more affordable.

Fixed Home Equity Loans

  • Low, Fixed Rates
  • No Points
  • No Closing Costs
  • No Application Fee
  • No Appraisal Costs
  • Up to 100% LTV

Disclosures

Home Equity Line of Credit

  • Flexible, revolving line
  • Interest-only payments for the first 10 years
  • Withdraw funds whenever necessary
  • No Closing Costs
  • No Application Fee
  • No Appraisal Costs
  • No Pre-payment Penalty
  • Up to 90% LTV

Disclosure