Whether you're buying your first home, you want to refinance, or use the equity in your home, Dutch Point offers fast, simple, step-by-step options.

Mortgages
- Purchase or refinance
- First-time homebuyer, second home or investment property
- Fixed or adjustable rate mortgages
- Conventional - 15 year, 30 year
- 80%, 90% and 100% LTV
- Many term options available
- Available with no points
- Hassle free application process
- Online pre-approval within minutes
- Real estate services
- Members homeowner insurance
Reverse Mortgages
- For homeowners age 62 and older
- Turn the equity in your home into cash
- Lifetime use of your home without monthly payments
- No income qualification
- No monthly mortgage payment
- Proceeds and equity are tax-free
We also offer home equity loan options to make your home improvement needs, debt consolidation, tuition costs or medical expenses more affordable.
Fixed Home Equity Loans
- Low, Fixed Rates
- No Points
- No Closing Costs
- No Application Fee
- No Appraisal Costs
- Up to 100% LTV
Disclosures
Home Equity Line of Credit
- Flexible, revolving line
- Interest-only payments for the first 10 years
- Withdraw funds whenever necessary
- No Closing Costs
- No Application Fee
- No Appraisal Costs
- No Pre-payment Penalty
- Up to 90% LTV
Disclosure