Loans are our specialty. Many times borrowing is more prudent than using your savings. Dutch Point offers a variety of consumer loans with a simple application process, competitive rates and fast pre-approval.

Auto Loan

Drive home in your new car today! We offer a low, competitive rate as well as GAP and Credit & Disability insurance.

  • Same Low Rate for New or Used
  • Up to 125% Financing
  • Terms up to 84 Months

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Motorcycle Loan

Hit the road to excitement with a low-rate Dutch Point Credit Union new or used motorcycle loan. You can afford the bike of your dreams at rates that are easy on your wallet.

  • Terms up to 60 Months

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Recreational Vehicle Loan

Got your eye on an RV or Boat? No matter what kind of recreational vehicle you’re interested in, Dutch Point offers a smart financing solution that can help you stay within your budget and achieve your dreams quickly.

  • Terms up to 120 Months

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Personal Loan

Whether you're planning a special purchase or an emergency situation arises, a Personal Loan gives you the money you need to finance the expected or unexpected in your life.

  • Use for debt consolidation, home improvement or any other personal need
  • Terms up to 60 Months

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Lifestyle Loan

A Lifestyle loan provides a variety of non-traditional loans that can both enhance and finance a member's lifestyle, including adoptions, cosmetic surgery, infertility treatments, and uninsured medical expenses.

  • Use for lifestyle enhancement purposes
  • Fixed Rate and Term

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Home Improvement Loan

Turn remodeling into a reality with our Home Improvement Loan. Increase the value of your home without tapping into your Home’s Equity!

  • Terms up to 60 Months

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Certificate or Share-Secured Loan

A share secured loan is a great way to give a young adult financial responsibility or get your credit rating back on track, while having security at the same time. With a share secured loan, your loan is secured with your share savings. With your share savings as collateral, we can offer an excellent, competitive rate. Apply today and begin a credit history for yourself or a loved one.

  • Savings Secured
  • Low Rates

Overdraft Protection

  • Open-ended line of credit
  • Funds are automatically transferred to your checking account to cover checks, bill payments, point of sale transactions, and electronic debits, up to your available limit