Home Equity benefits

Your home is your most valuable asset. A home equity loan is the tax-smart way to borrow for many needs: home improvement, new car, tuition costs, medical expenses and more!Plus...No application fee, No closing costs, No appraisal costs, No points and No pre-payment penalties

When you are ready, we are here to help. You can even apply online!

To apply online click here

For current rates click here

Why choose a home equity loan?

Great for renovating your home or consolidating debt, lower your monthly payments and possibly 100% tax deductible interest (consult your tax advisor for specifics)

Get the most bang for your home improvement buck.

With the rising costs of real estate more and more people are choosing to stay in their current homes and improve rather than move. Home owners are taking advantage of their increased equity to reinvest back in their homes. Top five renovations that pay off (according to American Home Owner Foundation):

Kitchens--typically return 92.9% of your investment
Siding--92.8%
Bathrooms--86.4%
Family Rooms--80.6%
Bedroom--80.1%

use that equity to renovate. Not only will your house be that much more enjoyable to live in, you'll be increasing your property value and writing off the interest on your taxes.* The right home equity solution can make all the difference. (Please consult your tax advisor)

Use your home equity to wipe out credit card debt.

Most of us can run up high interest debt without even realizing it. A few dinners here, some clothes there, a quick weekend getaway, and high interest charges.One way to get a fresh start is by rolling debt into a home equity loan. You'll move debt with differing payments and due dates to one lender at a lower interest rate with a fixed repayment plan. This is a great way to get yourself in the clear.

So tap into your home's equity and become free and clear of debt. The right home equity solution can make debt consolidation work for you.